When you think about the markets, do you see promise or peril? Are you the type to believe the glass is half-full, or do you focus on the half that is not there? Your investing outlook can shape your decisions, influence your risk tolerance, and impact your long-term results. But which approach truly works best? Should investors lean into optimism or prepare for the worst? The historical case for optimism Historically, optimism has served investors well. Over the past century

Australia has seen a dramatic transformation of retirement over the past 20 years, with more Australians delaying retirement than ever before, reshaping expectations for later life. This shift matters because it marks a fundamental change in how people transition out of the workforce — with important implications for financial security in later life. The decision to retire is no longer driven purely by personal preference or age alone. It’s increasingly shaped by policy, hous

How to keep your super safe The Australian Securities and Investments Commission (ASIC) has warned Australians to beware of high-pressure sales tactics aimed at getting people to switch superannuation providers. The regulator has warned that “clickbait” ads, comparison websites and promises of unrealistic returns are among the tactics being used to entice Australians into switching their retirement savings, sometimes into risky or unsuitable schemes. Here’s what to look out

You can’t stop the clock, so the saying goes, but humanity has spent a long time trying to slow down or even reverse the effects of aging. Even today it can be hard to distinguish those measures that work from those that may not work and avoid those that may be downright dangerous! Fortunately, science- based public health research has some of the answers, so for some medically backed ways to stay healthy as you age- read on. But first let’s look at mankind’s long history of

Older Australians can access both government-funded and private aged care services, each with different costs, eligibility rules and...

Investing isn’t just a numbers game. It’s an activity that stirs various emotions from hope and optimism to fear and anxiety. Whether the...

We can help you plan for retirement and meet financial challenges when you’re retired. You may be at a point in your life where you’re...

A simple ongoing investment strategy can deliver substantial returns over time Imagine planting a tree that not only grows fruit but also...

The gig economy sounds like a dream, and for many it is. Being your own boss, setting your own hours, working in pyjamas - what's not to...

Understand the latest indexed changes to the pension income and assets tests Receiving the full government Age Pension, or even a partial...