Discover ways to answer the common question ‘How much do I need to retire? Learn about retirement costs How much retirement costs depends on what you want out of retirement, and your individual needs and circumstances. The lifestyle you want may look different to another person's, so your living costs will be different. For example, you might prioritise travel, whilst your friends want to stay close to the grandchildren at home. However, there are ways to get an overview of w

Stopping work is a big shift – especially when you haven’t planned for it. Why you might face a sudden retirement Only one-third of Australians retire because they’ve reached retirement age. For many, retirement happens earlier than they expect due to events outside their control. These can include: Job loss or redundancy: some people are forced to retire when they lose their job and can’t find another, or if their business closes Caring responsibilities: people may stop w

Tax Office data shows fewer people used its super scheme in 2024-25 Introduced in 2018, the home downsizer scheme allows eligible Australians aged 55 and older to contribute up to $300,000 from the sale of their home into superannuation, outside of normal annual contribution caps. The idea was simple: improve retirement incomes while freeing up larger homes for younger families. For eligible couples, up to $600,000 can be taken from their total home proceeds and split equally

Forget expensive creams, doing push-ups, or pretending you like kale. The real anti-aging secret might be digging out your carry-on bag. Travel, it turns out, is basically a spa treatment for your brain, your body, and your soul, except, instead of coconut water, you get the thrill of new adventures and stories you will retell forever. Here’s why hopping on a plane, bus, train or cruise ship might be one of the most effective ways to feel younger. New places flex your synapse

Ageing comes with wisdom, experience and a lifetime of stories, but it can also bring new challenges. Tasks that once felt effortless may now require support, and while many people assume the only option is moving into residential care, that isn’t the case. You can often receive the help you need while continuing to live safely and comfortably at home. This article explains how to get started. Getting aged care support through My Aged Care My Aged Care is the Australian Gover

If retirement is just around  the corner, the current financial climate may make you feel a little uneasy. Watching the markets fluctuate...

Australian superannuation laws changed once again in the 2025-26 financial year as the nation’s fast-growing retirement savings system continues to evolve.

For Australians approaching retirement, recent market volatility may feel like more than just a bump in the road. Unlike younger investors, who have time on their side, retirees don’t have the luxury of waiting out downturns. A sharp dip just before, or as you begin drawing down your superannuation, can leave lasting damage.

The federal government moves to introduce a new 15 per cent tax on superannuation earnings above $3 million (known as Division 296 tax)

With the end of the current financial year fast approaching, time is running out if you’re planning to boost your superannuation balance before 30 June. Even depositing a small amount of extra money into your super account before 30 June this year could make a big difference to your overall retirement balance over the longer term, thanks to compounding investment returns.