Significant reforms to the Australian superannuation system recently took effect and could help people boost their super balances in the lead-up to retirement. They are being billed as the biggest changes in decades to the superannuation system in Australia and the reforms may support improved retirement outcomes for Australians. From July 1, 2026, the new set of laws known as Payday Super altered the way compulsory retirement savings are paid, which may have long-term implic

Take these steps to set yourself up for a confident transition to retirement For many Australians, the final couple of years before retirement can feel both exciting and unsettling at the same time. Work may be winding down, but the reality of living without a regular pay packet is getting closer. This is the stage where retirement planning shifts from “someday” thinking to practical decisions that will potentially shape everyday life for decades. As noted in Vanguard’s How

The income assumptions many have carried into retirement are being tested in the current economic climate. Markets have lurched from one direction to another; interest rates have lifted faster than expected, with the possibility of more increases in the months ahead, and there’s no end in sight to the global uncertainty. While the market shocks are interspersed with periods of relative calm, The Reserve Bank of Australia (RBA) warns that the disruption could pose challenges t

Australian superannuation laws changed once again in the 2025-26 financial year as the nation’s fast-growing retirement savings system continues to evolve.

For Australians approaching retirement, recent market volatility may feel like more than just a bump in the road. Unlike younger investors, who have time on their side, retirees don’t have the luxury of waiting out downturns. A sharp dip just before, or as you begin drawing down your superannuation, can leave lasting damage.

The federal government moves to introduce a new 15 per cent tax on superannuation earnings above $3 million (known as Division 296 tax)

With the end of the current financial year fast approaching, time is running out if you’re planning to boost your superannuation balance before 30 June. Even depositing a small amount of extra money into your super account before 30 June this year could make a big difference to your overall retirement balance over the longer term, thanks to compounding investment returns.

When you start to plan for retirement, you’ll need to check your super: where it is; how much you have; whether you have lost or unclaimed super; consider consolidating accounts where relevant; that your details are up-to-date with the ATO and your super funds.

Home Care Packages (HCPs) play a vital role in reducing hospital entries by providing tailored care that promotes health, safety and independence. We’ve listed seven ways that HCPs cut hospital admissions out of the picture.

It’s been a while since my last post about money books that I recommend. Things have been pretty busy for me as I’m currently finishing...